At InsureChance, they understand how busy a mom can be! Between parenting, maintaining your home, and having a career, there really isn’t much room for a hard working mom to obtain life insurance. That doesn’t mean you don’t deserve to provide a future for when you’re gone for your children.
What is the big deal about life insurance?
Life insurance is important to have because when you pass, who will take care of everything? What I mean by everything is for starters the burial costs are outrageous! It can cost thousands of dollars to hold a funeral and all that comes with that. Life insurance can provide your beneficiaries the money it takes to take care of funeral costs and it can even provide some income for your beneficiaries. This is called death benefits.
Or let’s say you pass before your children are grown up and out the house, what happens then? Well one of the reasons people buy life insurance is for income replacement. As a mom, your children rely on your income for food, shelter, clothing, education and anything else that you can think of.
If you are married and only one of you have life insurance you may be thinking ‘’why should I invest in life insurance when my husband has life insurance? If one of us dies, the surviving spouse is still there to pay bills and raise the children.” That’s a pretty good reason to not get life insurance for yourself but what if you both die suddenly in a car accident? This is why it is important for you and your spouse to have life insurance. In the case of you both passing away at the same time, you can name secondary beneficiaries.
Too busy to get a life insurance policy?
It’s very easy to get caught up in your busy life because time flies like crazy! Sometimes life makes it feels like you’re going 200 mph on the highway. If that sounds like you, then you should consider doing two things. One thing is look into an independent life insurance brokerage, and two is look into a no medical exam.
Why should I contact an independent life insurance brokerage?
Moms, we understand how busy you are doing the million things you do. That’s why we recommend for hard working moms to invest a couple minutes with us to answer a couple questions and let us do the hard stuff while you do what is most important in life and that’s being with the ones you care and love, your family. The first thing we do on your behalf is search amongst our 60 top ‘A’ rated companies until we find something with the minimum premiums but maximum coverage. Then we will send out your application (the couple questions asked in the beginning will help us do the application for you). Finally depending on what kind of policy you want (no medical exam policy is the quickest method) we will hear from the insurance companies whether you got approved or not. That’s it you are insured and you can now enjoy life with no worries.
What is a no-medical exam policy?
A no medical exam policy is simply what it says, a policy that doesn’t require a medical exam. You can get coverage up to $500,000 and the best part about this policy is that there are no questions related to your health and you will not be required to get poked with a needle or pee in a cup because really who has the time for that? As the famous meme says, AIN’T NOBODY GOT TIME FOR THAT! Another upside to getting a no medical exam policy is that your application process will take from 15 minutes to 72 hours, that sounds much better right?
In conclusion moms there are really no reasons for you to not have life insurance because the number one reason moms don’t get life insurance is because they’re too busy with their everyday lives! Now that we offered some suggestions there really isn’t a better reason to not get insured for the sake of your loved ones. Let us get you insured, it only takes a couple minutes and BAM you’re insured. Not only do we provide quality service but we provide a lifetime guarantee that most independent life insurance brokerages don’t, and that is if at any time within the day you apply for insurance and the end of your term you want to change your policy up or have any questions we are here to do those revisions! If you have any questions or concerns please feel free to call us at 888-492-1967.